Yes, you can sell a house with a metal roof, but it wonāt be easy unless you find a cash buyer. Metal roof ex-council housesĀ are often found in Bath and Wales, and they are difficult to mortgage.
It is easy to confuse corrugated asbestosĀ or its modern replacement with metal roofing. Ā Most prefab types of homes tend to have metal roofs. Ā The clue is to look for rust if it is corrugated iron that has not been galvanised.
In this article, we will cover common mortgage challenges that your buyer will come across and how you can sell privatelyĀ instead.
Table of Contents
What Is Metal Roofing?
Metal roofing is a versatile, durable roofing system that’s been gaining tremendous popularity across the UK in recent years. At its core, metal roofing refers to any roofing system manufactured using metal materials such as steel, aluminium, copper, or zinc. Unlike traditional roofing options like concrete tiles, clay tiles, or slate, metal roofing offers exceptional longevity, superior weather resistance, and striking aesthetic options for both residential and commercial properties.
The most common metal roofing material we see in British homes is steel, typically galvanised or coated with a zinc-aluminium alloy (known as Galvalume) to prevent corrosion. Steel roofing strikes an excellent balance between durability and affordability, making it the go-to choice for many homeowners. Aluminium represents another popular option, particularly in coastal areas where its natural resistance to salt corrosion provides significant advantages. For those with more generous budgets, copper and zinc offer premium solutions that develop distinctive, attractive patinas over time.
Metal roofing comes in various styles and profiles to suit different architectural designs and personal preferences. Standing seam systems feature vertical panels joined by raised seams for a sleek, contemporary appearance. Metal tiles mimic the look of traditional clay or slate while providing metal’s durability advantages. Corrugated or ribbed panels, once primarily associated with agricultural buildings or garden sheds, are increasingly finding their way onto residential properties for their distinctive aesthetic and exceptional water-shedding capabilities.
One aspect that confuses many homeowners we speak with is the difference between modern metal roofing and what their grandparents might have called a “tin roof.” True tin roofing is practically non-existent today. Historically, tin referred to steel sheets coated with tin for corrosion protection, but this technology has long since been replaced by superior galvanised and coated steel products. Today’s metal roofing systems bear little resemblance to those older installations beyond the use of metal as a base material.
The lifespan of quality metal roofing typically ranges from 40 to 70 years, with premium materials like copper potentially lasting a century or more with proper maintenance. This exceptional longevity contrasts sharply with traditional concrete tiles, which generally require replacement every 20-30 years. When properly installed, metal roofing can withstand extreme weather conditions including heavy rain, snow, hail, and high winds ā particularly reassuring given Britain’s increasingly unpredictable climate patterns.
Beyond durability, metal roofing offers impressive energy efficiency benefits. The reflective surface minimises solar heat gain during warmer months, potentially reducing cooling costs during those muggy summer weeks. With proper insulation, it also provides excellent thermal performance during colder periods. For environmentally conscious homeowners, metal roofing provides significant sustainability advantages, being 100% recyclable at the end of its useful life and often manufactured using recycled content.
While the advantages of metal roofing are substantial, we always advise homeowners to consider the higher initial investment required. Metal roofing typically costs two to three times more than traditional concrete tiles, though this cost difference diminishes when comparing it to high-end clay or slate. However, when factoring in the extended lifespan, reduced maintenance requirements, potential energy savings, and added property value, metal roofing often represents the more economical choice over the long term.
Installation quality is absolutely critical with metal roofing. Improper installation can lead to numerous issues including water infiltration, excessive noise during rainfall, and premature failure. We’ve seen many properties where homeowners have faced difficulties selling due to poorly installed metal roofing that requires expensive remediation. This underscores the importance of selecting experienced contractors specifically skilled in metal roofing installation rather than general roofers who may lack specialised expertise.
For homeowners considering selling a property with existing metal roofing, the condition and age of the roof can significantly impact marketability. While a relatively new, properly installed metal roof can be a strong selling point, older systems with visible issues such as corrosion, loose panels, or damaged coatings can complicate the selling process. In these situations, buyers and their mortgage lenders often require formal inspections that may reveal unexpected issues.
At Property Saviour, we regularly help homeowners who find themselves struggling to sell properties with problematic metal roofing. Unlike typical buyers who may be put off by roofing concerns, we purchase properties regardless of roofing condition, offering a straightforward solution when conventional selling routes become complicated. If you’re facing challenges selling a property with metal roofing issues, we’d be happy to have a natter about your specific situation and potentially offer a fair cash purchase without the faff of repairs or lengthy negotiations.
The technical aspects, aesthetic options, and long-term performance of metal roofing can be quite complex, and we’re always available to answer specific questions for homeowners contemplating this option or facing challenges with existing metal roofing systems. Whether you’re considering an installation, replacement, or selling a property with metal roofing, getting expert advice tailored to your particular circumstances can save considerable time, money, and hassle in the long run.
What is the life expectancy of a metal roof?
Depending on the material, a meta roof’s life expectancy is between 40 and 70 years. Asphalt roofing materials typically last between 12 andĀ 20 years. This means that homeowners can expect to replace their roofs within that timeframe.
It is likely that the metal roof will outlast the life expectancy of a prefab or a British Iron and Steel Federation (BISF) house. Ā These BISF properties have been clad in new insulated render and some had their roofs replaced by the councils.
What Is The Difference Between A Metal Roof & A Tin Roof?
If you’re puzzling over the difference between a metal roof and a tin roof, you’re not alone. It’s one of those questions that crops up regularly when homeowners are weighing up roofing options or trying to understand what’s currently protecting their property. The simple answer is that while people often use the term “tin roof” colloquially, true tin roofs scarcely exist anymore. What most folks call a tin roof today is actually made from steel, aluminium, or other metal alloys with protective coatings.
Back in the day, actual tin roofs were indeed common across Britain, particularly during the Victorian era. These were typically made from thin steel sheets with a coating of tin to prevent rust. This is where the phrase “tin roof” originated, and the name has stuck around in our everyday language, even though modern materials have long since replaced this older technology.
Today’s metal roofing systems are far more sophisticated than their historical counterparts. Modern steel roofs typically feature galvanised or galvalume coatings (zinc or a zinc-aluminium blend) that provide superior protection against corrosion. Aluminium roofing offers natural resistance to rust without requiring additional coatings. Copper and zinc are premium metal roofing options that develop attractive patinas over time. All these materials fall under the broad category of “metal roofing” and offer significantly better performance than the true tin roofs of yesteryear.
The differences between these options extend beyond just the base materials. Metal roofs vary tremendously in their longevity, with steel lasting 40-70 years, aluminium 50+ years, and premium materials like copper potentially surviving for a century or more. They also differ in price points, with steel being the most affordable option starting around Ā£5,000 for an average semi-detached house, while copper might cost three times that amount.
Weight is another important consideration that many homeowners overlook. Steel roofing is considerably heavier than aluminium, which might matter if your property has structural limitations. Aluminium, being roughly half the weight of steel, can sometimes be installed over existing roofing materials, saving the cost and mess of removal. This weight difference can be particularly significant for older properties where structural integrity might be a concern.
The sound performance during rainfall also varies between materials, with aluminium producing a slightly louder sound than steel (though modern installations with proper insulation minimise this difference). If you’ve ever been charmed or annoyed by the pitter-patter of rain on a “tin roof,” what you’re actually hearing is likely rainfall on aluminium or thin steel.
Many homeowners we’ve spoken with over the years have been confused about these distinctions, particularly when trying to get insurance quotes or when selling properties with metal roofing. Insurance companies sometimes charge different premiums based on roofing materials, and using incorrect terminology can lead to complications. Similarly, when selling a property, accurately describing your roofing material helps avoid survey issues later in the process.
For those of you considering selling a property with any type of metal roof, it’s worth noting that while modern metal roofing is generally viewed positively, older installations can sometimes raise concerns with buyers and their mortgage lenders. We’ve seen numerous sales complicated by outdated metal roofing that’s showing signs of corrosion or poor installation. Surveyors tend to be particularly thorough when examining metal roofs, looking for issues like galvanic corrosion where different metals meet or water ingress around fixings.
If you’re facing challenges selling a property with an older metal roof that’s seen better days, you’re not alone. At Property Saviour, we regularly help homeowners who find themselves struggling to sell through traditional channels because of roofing issues. Unlike typical buyers who might run a mile at the mention of roofing problems, we purchase properties regardless of their roof condition, whether it’s steel, aluminium, or even one of those increasingly rare genuine old tin roofs.
The lovely thing about selling to us is that you needn’t worry about expensive roof replacements or repairs before selling. We buy properties as they stand, offering fair prices based on current condition and without charging any fees or commissions. For many of our clients, this has provided a welcome relief after months of frustration trying to sell a property with roofing concerns through estate agents.
We remember speaking with a gentleman in Leeds last year who had inherited his uncle’s 1930s detached house with its original metal roof. Every time it rained, water would find new ways to enter the property, creating damp patches throughout the upper floor. After two sales fell through following building surveys, he contacted us in desperation. We were able to purchase his property within three weeks, allowing him to move forward without the stress of expensive repairs he couldn’t afford.
If you’re wrestling with similar challenges, whether you’ve got a steel, aluminium, zinc, copper or even a genuinely old tin roof that’s causing you headaches, we’d be happy to have a chat about how we might help. There’s absolutely no obligation, just practical advice and, if appropriate, a fair cash offer for your property regardless of its roofing situation. We understand how stressful property problems can be, and we’re here to offer a straightforward solution when you need it most.
How Much Does a Metal Roof Cost?
Wondering about the cost of a metal roof for your property? We’re often asked this question at Property Saviour, and the answer isn’t quite as straightforward as you might hope.
In the UK market, metal roofing typically costs between Ā£70 and Ā£120 per square metre fully installed. For a standard 80mĀ² British home, that translates to roughly Ā£5,600 to Ā£9,600 all-in. This includes all materials, labour, underlay, fixings and the removal of all the mess afterward.
The price varies quite significantly depending on which metal you choose. Steel is the most budget-friendly option at about Ā£70-Ā£100 per square metre, making it the most common choice for UK homes. Aluminium costs a bit more at Ā£80-Ā£120 per square metre but offers excellent corrosion resistance ā particularly brilliant if you’re near the coast. Zinc sits higher up the price ladder at Ā£100-Ā£150 per square metre, while copper is firmly in the premium bracket at Ā£120-Ā£200+ per square metre. Though copper roofs look absolutely stunning as they age, they’re rarely used for entire domestic roofs due to the eye-watering cost.
Your final bill will be influenced by several practical factors beyond just the metal type. Complex roof shapes with lots of angles and chimneys require more labour and create more waste. Steeper roofs are trickier and more dangerous to work on, naturally pushing up costs. Your location matters too ā expect to pay more in London and the Southeast than elsewhere in the country.
Don’t forget to budget for scaffolding (about Ā£900 per week) and skip hire (roughly Ā£300) on top of the roofing costs. It’s also worth noting that if you’re replacing more than half your roof, current building regulations require you to upgrade your insulation at the same time, which adds to the overall expense.
While the upfront cost of a metal roof might make your eyes water compared to concrete tiles, the long-term value often makes sense. Most metal roofs last 40-70 years with minimal maintenance, and some premium options can protect your home for a century or more. They’re also energy efficient and completely recyclable when they eventually need replacing.
Metal prices do fluctuate quite dramatically, so we always recommend getting fresh quotes from several reputable roofers rather than relying on general estimates. Make sure they break down material and labour costs separately so you can compare like for like.
If you’re considering selling a property with a problematic roof and concerned about the investment required to fix it, do get in touch with us at Property Saviour. We regularly purchase properties with roofing issues at fair prices, saving homeowners the headache and expense of major roof work before selling.
What are the advantages of a metal roof?
Metal roofs have become increasingly popular across the UK and beyond, and for good reason. If you’re considering updating your property’s roofing, the advantages of metal are compelling and numerous. Based on our extensive experience working with homeowners facing roofing decisions, we’ve seen how metal roofing can transform a property’s performance, appearance, and value.
The durability and longevity of metal roofs stand head and shoulders above traditional materials. While conventional asphalt shingles typically last just 15-25 years, a quality metal roof will protect your home for 40-70 years or even longer. Some premium metal roofing systems, particularly copper, can last a century with proper care. This exceptional lifespan means many homeowners will never need to replace their roof again, making it a once-in-a-lifetime investment rather than a recurring expense.
Weather resistance is another significant benefit that we see homeowners appreciate, especially given our unpredictable British climate. Metal roofing excels at withstanding everything Mother Nature throws at it – from driving rain and howling winds to heavy snow and hail. This superior resistance to the elements provides peace of mind during severe weather events when other roofing materials might fail. Unlike traditional tiles that can crack or become dislodged during storms, metal roofing stays firmly in place even in gale-force winds.
The energy efficiency of metal roofing can make a substantial difference to your household bills. Metal surfaces reflect solar radiant heat rather than absorbing it, which can reduce cooling costs by 10-25% during warmer months. Even in our temperate UK climate, this can translate to noticeable savings, particularly during increasingly warm summers. Additionally, metal roofing systems can be easily insulated to help keep heat in during colder months, creating year-round energy benefits.
We’ve found that many homeowners are surprised by how low-maintenance metal roofing can be. Unlike traditional roofing materials that require regular replacement of damaged tiles or shingles, metal roofs need minimal upkeep. They’re resistant to mould, mildew, and insect infestation, and they don’t rot or crack like conventional materials. A simple periodic check and clearing of debris is typically all that’s needed to keep your metal roof in top condition for decades.
For environmentally conscious property owners, metal roofing offers impressive green credentials. Most metal roofing materials are 100% recyclable at the end of their useful life, and many are manufactured using recycled content. Compared to asphalt shingles that contribute to building waste when torn off and replaced, metal roofing represents a more sustainable choice with a smaller environmental footprint.
Fire resistance is another advantage that shouldn’t be overlooked. Metal roofs are non-combustible, making them an excellent choice for properties in areas where fire safety is a concern. This fire-resistant quality can also potentially lead to reduced home insurance premiums for some homeowners.
The aesthetic versatility of modern metal roofing often surprises people who associate it only with industrial buildings. Today’s metal roofing comes in a wide range of styles, colours, and finishes that can complement any architectural design. Whether you prefer the sleek, contemporary look of standing seam panels or metal tiles that mimic traditional materials, there’s a metal roofing option to enhance your property’s appearance and potentially increase its market value.
The lightweight nature of metal roofing materials offers structural advantages too. Compared to heavy concrete or clay tiles, metal puts less stress on your property’s supporting structure. This lighter weight can simplify installation, potentially reducing labour costs and installation time. In some cases, metal roofing can even be installed over existing roofing materials, eliminating the mess and expense of roof tear-offs.
When weighing up roofing options, it’s worth considering the long-term value metal provides. While the initial investment is higher than some conventional materials, the extended lifespan, reduced maintenance requirements, potential energy savings, and added property value often make metal roofing the more economical choice over time.
At Property Saviour, we’ve seen many homeowners struggle with problematic roofs when selling their properties. A quality metal roof can be a significant selling point, offering potential buyers the reassurance of a durable, long-lasting roofing system that won’t need replacement for decades. If you’re considering selling a property with roofing issues or are wondering about the best roofing investment for your home, we’re always happy to provide advice based on our extensive property experience.
What Are the Disadvantages of a Metal Roof?
While metal roofing has gained tremendous popularity across the UK in recent years, we at Property Saviour believe in giving homeowners the full picture. Though metal roofs offer impressive durability and longevity, they do come with several noteworthy drawbacks that you should carefully consider.
The most significant disadvantage ā and the reason many homeowners ultimately choose other options ā is the noise concerns which represents a common complaint we hear from homeowners. During heavy rainfall or hailstorms, metal roofs can create significantly more noise than conventional roofing materials. While some people find this pitter-patter quite charming (particularly when falling asleep), others consider it disruptive and irritating. Modern installation techniques with proper insulation and solid sheathing can reduce this noise, but it adds to the already higher installation costs and won’t completely eliminate the sound during particularly heavy downpours.
Susceptibility to denting is another consideration, particularly with softer metals like aluminium. While high-quality steel roofing is quite resistant, severe hailstorms or falling branches can still cause unsightly dents that require repairs. One homeowner we worked with in Yorkshire was dismayed to find their beautiful new aluminium roof significantly dented after a particularly nasty hailstorm, affecting both the aesthetics and potentially the longevity of their roofing system.
Reparability presents another challenge with metal roofing. Unlike traditional tiles where individual pieces can be easily replaced, metal roofing (especially standing seam systems) often requires larger sections to be removed and replaced when damage occurs. This makes repairs more complicated, expensive, and time-consuming. Additionally, finding exact colour matches for older metal roofs can be particularly challenging when making repairs or building extensions years later, as manufacturers regularly update their colour palettes.
Safety concerns shouldn’t be overlooked either. Metal roofs become extremely slippery when wet or snow-covered, making maintenance and inspections potentially hazardous. Professional roofers need specialized equipment and training to work safely on metal surfaces, which contributes to higher maintenance and repair costs when issues do arise.
Installation quality is absolutely critical with metal roofing. Poorly installed systems can develop problems with expansion and contraction as temperatures fluctuate. This thermal movement can lead to oil canning (a wavy appearance in the metal panels) or even loose fasteners over time. As one roofing expert noted in our research, “exposed fastener systems on a house roof are fine, just keep in mind you will need to have a roofer come out every 8-10 years to replace the screws,” adding ongoing maintenance requirements that many homeowners don’t anticipate.
Surprisingly, metal roofs can also interfere with mobile phone reception in areas with already spotty coverage. The metal essentially creates a barrier that can block signals, potentially requiring signal boosters or other workarounds to maintain reliable communications within your home.
During emergencies such as house fires, metal roofs can complicate firefighting efforts. Emergency responders may need additional time to cut through metal roofing to ventilate a burning structure, potentially increasing damage during such critical situations.
Some homeowners’ associations and conservation areas have restrictions against metal roofing due to aesthetic concerns, as they may not blend well with traditional neighbourhood styles. As one commenter bluntly put it, metal roofs can “make a house look like a barn” ā not the sophisticated image many homeowners are aiming for.
Can I sell my home with a metal roof?
Yes, you absolutely can sell your home with a metal roof.
We love quirky and unusual properties, thereās a famous estate in Bath with a distinctive copper roofing which has turned green over time.
The good news is that we will buy any houseĀ by making you a cash offer, so if you are thinking of selling, why not get in touch:
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- The price we’ll offer is the price that you will receive with no hidden deductions.
- Be careful with ‘cash buyers’ who require a valuation needed for a mortgage or bridging loan.
- These valuations or surveys result in delays and price reductions later on.
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