How To Sell a House Quickly When Relocating?
Moving home for work, family, relationships or to pay off debts? If you’re selling up at short notice, we’re the ones to trust.
When a new job opportunity arises to move abroad, or you wish to relocate to be nearer your family, selling a house should be seamless.
You can get around 89% of a property’s value with an estate agent before you factor in holding costs such as mortgage payments, insurance, council tax and utility bills. So, with an average house taking 6 months to sell, should you sell to a cash buyer instead? Watch this video or skip to a topic of interest.
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Selling a house to move abroad or relocate?
At certain points in our lives, we may find a sudden change of circumstance forces us to think about moving home without really being ready – to another local town, halfway across the country, or emigrating to another continent.
When deciding where to live, you may have set your sights on Spain, Dubai, Australia, Switzerland, the USA or affordable cities in the UK.
The unsettling feeling you get in the pit of your stomach on receiving news that a family member is critically ill can be shocking enough to find yourself scanning the internet to discover what your house is worth.
Likewise, the announcement of a new job or promotion in a different location, whilst exciting, could also bring about apprehension and trepidation when you consider the upheaval of moving home to be closer to work.
You probably have not got the energy to renovate your house before selling it. Whether you are ready to move now or thinking about the future, we are here to help.
Property Saviour will buy any house for cash, with a quick exchange of contracts and the ability for you to stay in your home, rent-free, until moving day. We are trusted cash house buyers for those who need to relocate urgently.
Emigrating or Relocating? Here's how to sell your house fast
As a property owner, you have various options for selling your property. You can choose to sell it yourself, auction it, or take the traditional route by using an estate agent.
On the other hand, you can also consider a cash-buying property company like ours, offering efficiency and transparency. Once you get in touch with us, we can complete a cash sale in just 10 days. There are no hidden fees to worry about, and we handle tasks such as valuation and paying necessary legal fees, taking the hassle of arranging viewings out of your hands.
If you’re not yet convinced that working with a cash-buying company is the best option for you, let’s see what you’ll need to do and the associated costs if you choose one of the other methods mentioned above.
Estate Agents
Auctioneers
Property Buying Company
Anticipated Price To Be Achieved Against Valuation
89% of valuation.
On top of this, you will have estate agency and solicitors fees to pay.
There may be a renegotiation after a survey, and the sale is not guaranteed.
Mortgage, council tax and insurance payments can eat into any equity.
Around 80% in the current market; however, you can achieve 100% value or more if you set up a very competitive price.
There is a higher chance of a sale going through compared with an agent.
The downside is upfront costs.
We offer 70% of the value in 10 days, and pay all your fees.
Sale is guaranteed as we want a five star review.
Timeframe
Up to 6 months to ‘agree’ a sale then a further 4 months of conveyancing process.
Sadly 1 in 3 sales collapse, starting the whole process again!
Allow 1 month before the auction for marketing the property and completion to take place a month after the auction.
It can take up to 3 months.
You’d get lowball offers if the property doesn’t sell at auction.
10 days from receipt of contracts.
However, the onus is on your solicitor to send our solicitor the contracts.
There is no survey and no fees to pay.
You can use your own solicitor.
Do I have to pay tax if I sell my house and move abroad?
If you are a UK resident selling your main home then there’s no capital gains tax to be paid.
Increase the kerb appeal of your home
If you want to get the highest sale price and sell quickly, there are steps you can take to make the property as presentable as possible. For example:
Make sure to keep the property clean and tidy, both inside and in the garden.
Clearing away clutter can make the place seem more spacious and help potential buyers envision how they could personalise the property.
It’s important not to overlook the windows – keeping them clean creates a positive first impression and allows more natural light into the rooms.
Assess the property from both a structural and legal standpoint. Keep in mind that potential buyers will likely have their mortgage provider conduct a valuation, and any issues like faulty wiring, mould, or water damage could lower the sale price.
Consider doing some redecorating, but it doesn’t have to be expensive. A fresh coat of paint or replacing worn-out carpet can make a significant difference.
How much are fees for selling your home?
Expect to pay around 2% in estate agency fees and 1% in legal fees.
You will also have house removal costs to consider.
Why do you need to move home quickly?
We have experience in dealing with sellers with all sorts of personal reasons that necessitate a quicker-than-normal sale.
These include:
- New job
- Promotion
- House too big
- House too small
- New relationship
- Family illness
- Debts and arrears
- Closer to children
- School catchment area
- Ageing or disability
- Medical treatment
- Better neighbourhood
- Change of scenery
- Pet care needs
- Overseas opportunities
Downsizing or selling your house to pay off debts
Try as we might, we’re all only human and your debt situation may have become too extensive to resolve by usual means.
Please always take advice from reputable sources including organisations such as the Citizens Advice Bureau and the National Debtline, before you decide to sell your house.
- Are you working 7 days a week to pay off debt and settle finance agreements?
- Do you feel you uneasy at the thought of taking out an IVA (Individual Voluntary Arrangement)?
- Have you exhausted other avenues like selling possessions on eBay and doing car boot sales?
- Are frequent visits from bailiffs affecting your mental health and causing anxiety?
- Do you have CCJs or a High Court writ for outstanding business or personal debt?
- Are you feeling deflated after selling your soul on OnlyFans to bring in extra cash?
- Is the Taxman on your tail for unpaid Self Assessment fines?
Selling your home to avoid repossession?
Once mortgage arrears get to a certain level and the lender either deems that you are unable to pay the monthly repayments according to its affordability criteria or the mortgage term would have to be extended too far beyond the typical age of retirement, they could instigate a Suspended Possession Order through the court.
If you pay this arrangement on time and keep your nose clean, you may eventually break free of the arrears and be removed from the litigation process.
Alternatively, in extreme cases, the lender could apply for full repossession of your property, resulting in forfeiting your home and handing over the keys.
The property is then sold, usually at auction, to the highest bidder, and the original loan is satisfied. Still, there may be a deficit since there is unlikely to be any surplus due to charges and legal costs. You may be legally required to pay the mortgage shortfall.
High interest rates keeping you stuck?
Mortgage interest rates have been a bone of contention for many borrowers over recent years, particularly those with interest-only mortgages. Standard variable rates can rise at the lender’s discretion and do not track the Bank of England base rate, so they often seem way out of line with day-to-day living costs.
According to This is Money, the financial website of the Mail Online, one in four homeowners are paying their lender’s highest standard variable mortgage rate.
The FCA ruling on re-mortgaging & switching lenders
Re-mortgaging with your existing or new lender is permitted under certain criteria. However, the affordability rules are complex and can be daunting to understand.
Please talk to us if you have been turned down for a re-mortgage and feel you have no way out. We can help you get cash back for your property in as little as 7 days with no commission. We even pay your legal fees.
What is a mortgage prisoner?
Mortgage prisoners are borrowers who are making their mortgage payments on time but can’t change to a different mortgage provider because of their loan or borrower characteristics that don’t fit their current lender’s criteria. This issue is being discussed in the House of Commons.
This issue has affected many people due to changes in lending practices after the 2008 financial crisis. A lot of them have mortgages with lenders that no longer offer new mortgage products.
Homeowners are reluctant to re-mortgage due to the intense scrutiny of their finances. When asking to change to a different mortgage product at a lower rate, they are often told they would not be ‘able to afford the new payments’ – despite having paid more than the new projected amount for many months or years prior.
Often these mortgages are packaged up as sub-prime and sold to vulture funds who then manage the repayments.
How can Property Saviour help?
Property Saviour can help Mortgage Prisoners who risk losing their homes.
Our staff are sympathetic in these sensitive and complex situations.
We can discuss all the possible outcomes for clients facing such an uncertain future whilst the amendments to the Financial Services Bill continue to be debated.
We truly understand the devastating impact this had on many people across the UK.
We are on your side. Here to help when you need to sell a house when relocating.
No pressure. No pushy sales staff. We promise.
Relocating for a new job or promotion
Congratulations on your new job. You’ll be moving to a stunning apartment in a shiny new development in a swanky part of town. Great! We bet you can’t wait.
So, you pass the 3-month trial period with flying colours, all seems to be working out, the boss is awesome, the team adore you, and you’re happy.
But suddenly, the reality sets in. You’re paying a mortgage on your main home, and your salary won’t cover both the mortgage and the new rent. Time for a decision!
We recognise that selling a house when relocating can be a stressful process.
Clients across England & Wales trust our team to sell flats and houses in the shortest possible time to get you the money you need with a stress-free sale. You sell directly to us. We have the money in the bank ready to buy.
We’re happy to provide proof of funds. So there’s no estate agent, auction or middleman. You can exchange contracts whenever it suits you.
Even if you are selling a house and moving abroad, we will help you.
All you need to do is remove possessions or vacate the housesitting friend with her 3 cats, cupcake business and 16 house plants. It’s all calm, comfortable and organised with the least disruption to your job. And your sanity stays intact.
I was looking to sell my property quickly after being offered a job abroad, I needed to sell within a month ... I then contacted Property Saviour ... I sold my house to them in 15 days.
Moving house tips: how to make it quick and simple
You might have read websites by other “we buy any house” types of companies, who promise to nurture their clients yet rarely deliver.
We’re not like that at all. We value relationships.
Our team will be on your side, from the time you pick up the phone to make the initial call, right through to helping you move.
In fact, here are our best tips for keeping everything under control on your moving day:
- De-clutter: It's always a good opportunity to take stock of what you own. Besides, if you're moving overseas, you'll probably need to travel light as the cost of international removals can be excessive.
- Make lists: Organise your packing boxes, where your essentials will be and make notes of phone numbers which could be helpful.
- Pack early: Don't leave anything until the last minute as it will only make you more stressed on moving day. Keep a separate box for essentials like tea/coffee, sugar, soap, a towel and a toilet roll.
- Arrange utilities: Ensure you let the new utility companies know where you're moving so you can have heat, water and electricity on the first day. Arrange the transfer date with the old utility companies to ensure you're not paying for things you won't be using.
- Clear the house: If it feels like too much to cope with, or the possessions aren't all yours, a professional house clearance company can remove all the big items for resale, recycling or charity. Property Saviour clients receive this service completely free when selling their house to us - just ask.
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Thank your house buying company: Assuming you choose Property Saviour, we'll be in touch throughout the whole process to advise and guide you. We always get excited to receive reviews from our clients once they're settled into their new home. It helps new people just like you to find us online - and the more people we can help, the more rewarding our job feels.
You can see case studies from our previous clients at the bottom of the page, and indeed, all around the site as we’re proud of our reputation and our values – honesty, integrity and kindness.
Did exactly as promised and received a reasonable 'cash offer' which was for more than I thought it would be.
Property Saviour Price Promise
Here is why sellers trust us:
Property Saviour Price Promise
- The price we’ll offer is the price that you will receive with no hidden deductions.
- Be careful with ‘cash buyers’ who require a valuation needed for a mortgage or bridging loan.
- These valuations or surveys result in delays and price reductions later on.
- We are cash buyers. There are no surveys.
- We always provide proof of funds with every formal offer issued.
We'll Pay £1,500 Towards Your Legal Fees
- No long exclusivity agreement to sign because we are the buyers.
- You are welcome to use your own solicitor.
- If you don’t have one, we can ask our solicitors for recommendations.
- We share our solicitor’s details and issue a Memorandum of Sale.
Sell With Certainty & Speed
- Our approach is transparent and ethical, which is why sellers trust us.
- 100% Discretion guaranteed.
- If you have another buyer, you can put us in a contracts race to see who completes first.
- Complete in 10 days or at a timescale that works for you. You are in control.
